1. Compare financing costs and fees
2. Choose a repayment term that fits your budget
3. Ensure you meet the eligibility criteria
4. Check for early repayment fees
5. Compare car financing offers through Arib platform
6. Choose the best car financing offer with competitive rates and flexible payment options
7. Apply online with ease — anytime, anywhere

- The applicant must be employed and registered with Social Insurance (GOSI)
- Minimum salary requirement: 4,000 SAR
- For residents, a valid residency permit is required
- For Saudi nationals, a valid national ID is required
- Maximum age limit: 65 years
- The applicant’s credit profile must align with the finance provider’s credit policy
- Monthly installment and financial obligations must not exceed the maximum limit set by the Saudi Central Bank

Several types of car financing programs are available to meet the diverse needs of both individuals and businesses. Here are the main car financing options offered by banks and car financing companies:
1. Lease-to-Own Financing
2. Murabaha Financing
3. Installment Financing (Traditional Financing)

Yes, some finance providers, including banks and car financing companies, offer car financing options without a down payment, subject to specific terms and conditions.

Yes, Arib connects you with a variety of financing offers from Saudi banks and Finance companies, including car financing programs that do not require a guarantor.

Arib brings you car financing offers from over 25 licensed finance providers, including leading banks and car financing companies in Saudi Arabia.
The cost of financing and profit (interest) rates vary depending on each provider’s credit policy and available offers. Key factors include the loan amount, repayment term, down payment, monthly installments, the customer’s credit score, and other criteria — all in compliance with the regulations of the Saudi Central Bank.

Arib platform is your digital brokerage in finance, giving you access to car financing offers from licensed banks and car financing companies in Saudi Arabia.

Yes, some car financing programs are available for non-Saudi residents, provided they meet the eligibility requirements and their profile aligns with the finance provider's credit policy.

Yes, Arib connects you with a variety of financing offers options without salary transfer, even if you have existing commitments. However, eligibility depends on the following conditions:
- Your monthly deductions must not exceed the maximum limit set by the Saudi Central Bank.
- No recorded defaults with SIMAH.
- Compliance with the financing provider’s eligibility criteria and credit policy.

Get instant car financing within 24 hours by following these simple steps:

- Register on Arib platform: arib.com.sa
- Fill in your personal and financial details
- Enter the financing details you're looking for
- Compare available car financing offers
- Choose the best car financing offer and submit your application online
- Upload any required documents (if needed)
- Receive instant approval
- Get your new car